<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:image="http://www.google.com/schemas/sitemap-image/1.1">
  <!-- Homepage -->
  <url>
    <loc>https://credit-broker.ro/</loc>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
    <lastmod>2026-03-29</lastmod>
  </url>

  <!-- Servicii principale (High priority) -->
  <url>
    <loc>https://credit-broker.ro/servicii/credit-ipotecar</loc>
    <changefreq>weekly</changefreq>
    <priority>0.95</priority>
    <lastmod>2026-03-29</lastmod>
  </url>
  <url>
    <loc>https://credit-broker.ro/servicii/refinantare</loc>
    <changefreq>weekly</changefreq>
    <priority>0.90</priority>
    <lastmod>2026-03-29</lastmod>
  </url>
  <url>
    <loc>https://credit-broker.ro/servicii/credit-consum</loc>
    <changefreq>weekly</changefreq>
    <priority>0.90</priority>
    <lastmod>2026-03-29</lastmod>
  </url>
  <url>
    <loc>https://credit-broker.ro/servicii/credit-auto</loc>
    <changefreq>weekly</changefreq>
    <priority>0.90</priority>
    <lastmod>2026-03-29</lastmod>
  </url>
  <url>
    <loc>https://credit-broker.ro/servicii/consultanta-financiara</loc>
    <changefreq>weekly</changefreq>
    <priority>0.80</priority>
    <lastmod>2026-03-29</lastmod>
  </url>
  <url>
    <loc>https://credit-broker.ro/servicii/refinantare-nevoi-personale</loc>
    <changefreq>weekly</changefreq>
    <priority>0.85</priority>
    <lastmod>2026-03-29</lastmod>
  </url>

  <!-- Leasing Auto -->
  <url>
    <loc>https://credit-broker.ro/leasing-auto</loc>
    <changefreq>weekly</changefreq>
    <priority>0.85</priority>
    <lastmod>2026-03-29</lastmod>
  </url>

  <!-- Calculatoare (High priority - SEO magnets) -->
  <url>
    <loc>https://credit-broker.ro/calculatoare/rata</loc>
    <changefreq>monthly</changefreq>
    <priority>0.90</priority>
    <lastmod>2026-03-29</lastmod>
  </url>
  <url>
    <loc>https://credit-broker.ro/calculatoare/refinantare</loc>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
    <lastmod>2026-03-29</lastmod>
  </url>
  <url>
    <loc>https://credit-broker.ro/calculatoare/refinantare-np</loc>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
    <lastmod>2026-03-29</lastmod>
  </url>
  <url>
    <loc>https://credit-broker.ro/calculatoare/nevoi-personale-ipoteca</loc>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
    <lastmod>2026-03-29</lastmod>
  </url>
  <url>
    <loc>https://credit-broker.ro/calculatoare/nevoi-personale</loc>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
    <lastmod>2026-03-29</lastmod>
  </url>
  <url>
    <loc>https://credit-broker.ro/calculatoare/eligibilitate</loc>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
    <lastmod>2026-03-29</lastmod>
  </url>
  <url>
    <loc>https://credit-broker.ro/calculatoare/investitie-roi</loc>
    <changefreq>monthly</changefreq>
    <priority>0.70</priority>
    <lastmod>2026-03-29</lastmod>
  </url>
  <url>
    <loc>https://credit-broker.ro/calculatoare/leasing-auto</loc>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
    <lastmod>2026-03-29</lastmod>
  </url>

  <!-- Știri Bancare -->
  <url>
    <loc>https://credit-broker.ro/stiri</loc>
    <changefreq>daily</changefreq>
    <priority>0.80</priority>
    <lastmod>2026-03-29</lastmod>
  </url>

  <!-- Despre -->
  <url>
    <loc>https://credit-broker.ro/despre/cine-suntem</loc>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-03-29</lastmod>
  </url>
  <url>
    <loc>https://credit-broker.ro/despre/cum-lucram</loc>
    <changefreq>monthly</changefreq>
    <priority>0.70</priority>
    <lastmod>2026-03-29</lastmod>
  </url>
  <url>
    <loc>https://credit-broker.ro/despre/parteneri</loc>
    <changefreq>monthly</changefreq>
    <priority>0.65</priority>
    <lastmod>2026-03-29</lastmod>
  </url>
  <url>
    <loc>https://credit-broker.ro/despre/alatura-te</loc>
    <changefreq>monthly</changefreq>
    <priority>0.50</priority>
    <lastmod>2026-03-29</lastmod>
  </url>

  <!-- Alte pagini -->
  <url>
    <loc>https://credit-broker.ro/echipa-noastra</loc>
    <changefreq>monthly</changefreq>
    <priority>0.65</priority>
    <lastmod>2026-03-29</lastmod>
  </url>
  <url>
    <loc>https://credit-broker.ro/investitii-imobiliare</loc>
    <changefreq>weekly</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-03-29</lastmod>
  </url>
  <url>
    <loc>https://credit-broker.ro/brokerul-de-credit</loc>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
    <lastmod>2026-03-29</lastmod>
  </url>
  <url>
    <loc>https://credit-broker.ro/contact</loc>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
    <lastmod>2026-03-29</lastmod>
  </url>
  <url>
    <loc>https://credit-broker.ro/blog</loc>
    <changefreq>weekly</changefreq>
    <priority>0.80</priority>
    <lastmod>2026-03-29</lastmod>
  </url>
  <url>
    <loc>https://credit-broker.ro/resurse/ghiduri</loc>
    <changefreq>monthly</changefreq>
    <priority>0.65</priority>
    <lastmod>2026-03-29</lastmod>
  </url>
  <url>
    <loc>https://credit-broker.ro/resurse/faq</loc>
    <changefreq>monthly</changefreq>
    <priority>0.70</priority>
    <lastmod>2026-03-29</lastmod>
  </url>

  <!-- Legal -->
  <url>
    <loc>https://credit-broker.ro/termeni-si-conditii</loc>
    <changefreq>yearly</changefreq>
    <priority>0.30</priority>
  </url>
  <url>
    <loc>https://credit-broker.ro/politica-confidentialitate</loc>
    <changefreq>yearly</changefreq>
    <priority>0.30</priority>
  </url>
  <url>
    <loc>https://credit-broker.ro/politica-cookies</loc>
    <changefreq>yearly</changefreq>
    <priority>0.30</priority>
  </url>
</urlset>
